Financial Habits

What are financial habits? Anything you do habitually that affects your finances. Entertainment, coffee shop, eating out, etc. Financial responsibility has been lost in American culture primarily due to the lack of teaching about money and its responsible use. This lack of financial discipline is what will keep most of our citizens in poverty and create an over dependence upon our government.

The country needs a financial planning course for students which is not sponsored by any large corporations. Also parents need to take a leadership role in teaching their children through their own good example. I propose that we write our city councilmen and women and encourage them to make a mandatory financial planning course available in our high schools.

A financial course covering these topics would be a great start:

1. Budgeting
2. Debt
3. Giving
4. Insurance
5. Investments

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